The minute you step into the driver’s seat of your car, you assume responsibility for not only yourself but the other passengers in your car. While you may take the utmost care to ensure the safety of yourself and those around you, accidents still happen. Some accidents may be small, others can take a significant toll on you – physically, mentally and financially.
When an accident occurs, it’s often difficult to know exactly what to do and what to not do. Even the smallest accident could be costly if not handled properly. Being prepared and knowing the answers to this list of Frequently Asked Questions (FAQ) before an accident will help you stay calm at the scene and save you unnecessary costs in the future.
Q: What should I do if I’m involved in a car accident?
A: If you involved in an accident, stay at the scene. If you leave, you could be charged with a “hit and run.” If someone has been injured, they need medical attention. Call 911 immediately. If possible, move your vehicle from traffic if it’s creating a hazard to other motorists. Then, call the police and file an accident report. Do not admit liability. This will be discussed later with your attorney. Collect the names, addresses and phone numbers of all parties involved and any witnesses. If possible, take photographs of the accident scene (vehicle damage, road obstructions, skid marks and injuries).
Do not give a statement or sign anything at the scene of the accident. Call your insurance company as soon as possible and file an accident report. Then, call an experience lawyer to ensure you are treated fairly.
Q. When should I notify my insurance company after an accident?
A: It’s best to notify your insurance company within 24 hours of the accident. You insurance company will need to gather basic information about you and the accident. If you do not provide information to your insurance company within a sensible timeframe, you could lose coverage for the accident. Avoid making statements about who you think was at fault and only give them the facts. Consult a personal injury attorney before providing any other information to your insurance company.
Q: Am I required to notify the other driver’s insurance company?
A: Contacting the other driver’s insurance company can be risky. They already have their driver’s side of the story and information can easily be distorted, resulting in loss of compensation. It’s best to let you attorney work with the other insurance company.
Q: Do I need to hire a lawyer or can I handle the claim myself?
A: You are not required to hire a lawyer to handle your case. But, the insurance company has their own lawyers and they typically offer minimal amounts of money if you agree not to sue. They discourage you from hiring a lawyer and it’s their job to protect the interest of their employer.
Q: When should I get a lawyer?
A: As soon as possible! If the accident was severe or a death occurred, there will be a lot of evidence. Over time, evidence has the tendency to disappear or get distorted. If you are seeking medical help, an attorney can help you with unpaid bills and getting the treatment you need to resume your normal life. A lawyer will also answer your questions about settlements and insurance policies.
Q: Should I still see a doctor even if I feel fine after my accident?
A: Yes! Injuries often pop up hours, days, or even weeks after an accident. Internal injuries are hard to detect and can show no immediate symptoms. See a doctor even if you feel fine and tell them about any complaint, even if it seems minor. Let the doctor evaluate your symptoms. If you did not cause the accident, you may seek compensation for your medical bills resulting from the collision.
Many questions arise after an automobile accident. We’ve only touched on a few. The Sacramento auto accident lawyer at Eason and Tambornini, A Law Corporation are patient and available to answer even your toughest questions. Contact us today for a free consultation!
