Payday loans and bankruptcy – Can these debts be discharged?

Payday loans and bankruptcy – Can these debts be discharged?

Payday loans and bankruptcy – Can these debts be discharged? Payday loans, also known as check advances, paycheck advances, and cash advances are designed to help a borrower pay their bills and lighten their financial burden until their next paycheck. While these short-term loans can be helpful, they come with a high interest rate and…Continue Reading

Ridesharing, Accidents, and Liability – Who’s Responsible?

Ridesharing, Accidents, and Liability – Who’s Responsible?

Ridesharing, Accidents, and Liability – Who’s Responsible? Ridesharing services like Uber and Lyft are becoming extremely popular transportation options for people of all ages. The service works like this: You need a ride to/from a location. You contact a ridesharing service from your smart phone (via an app). For a fee (that you usually pay…Continue Reading

Surviving Financially While Waiting For SSD Benefit Approval

Surviving Financially While Waiting For SSD Benefit Approval

Surviving Financially While Waiting For SSD Benefit Approval If you are one of the thousands of Sacramento-area residents thinking about filing for Social Security Disability benefits, you probably already know the process can be very long and time consuming. If you’re currently struggling with your disability, keeping your job can also be difficult. Providing for…Continue Reading

Number of Sacramento Residents Receiving Social Security Disability Payments on the Rise

Number of Sacramento Residents Receiving Social Security Disability Payments on the Rise

Number of Sacramento Residents Receiving Social Security Disability Payments on the Rise Sacramento residents are relying more on federal disability payments than ever before. In fact, there are 58,000 Sacramento-area residents out of work and collecting social security worker disability payments. Over the past decade, the number has risen a staggering 70 percent! Federal statistics…Continue Reading

Personal Injury: Sinkhole Causes Accident and Injuries

Personal Injury: Sinkhole Causes Accident and Injuries

Sinkhole Causes Accident and Injuries We take for granted the condition of the roads we travel. We rarely think twice about how the road could affect our daily routine. Unfortunately, when a road isn’t properly maintained, it can cause major damage to a vehicle as well as injury or death to those in the vehicle.…Continue Reading

Personal Injury: Thousands of Children Injured Each Year After Falling from Shopping Carts

Personal Injury: Thousands of Children Injured Each Year After Falling from Shopping Carts

Thousands of children injured each year after falling from shopping carts Each year more than 24,000 children are injured after falling from shopping carts. The Center for Injury Research and Policy of The Research Institute at Nationwide Children’s Hospital concluded that an estimated 66 children are treated in the emergency room each day as a…Continue Reading

Labor Law:  Personal Attendants Owed Overtime Pay

Labor Law: Personal Attendants Owed Overtime Pay

Household employees are entitled to overtime. Although it only came into effect on January 1, 2014, it has been over a year since Governor Jerry Brown signed into law the Domestic Workers Bill of Rights. Yet many household employers still continue to refuse to pay overtime to their employees in violation of law. Even worse,…Continue Reading

Bankruptcy:  Avoid the Home Equity Line of Credit Urge

Bankruptcy: Avoid the Home Equity Line of Credit Urge

Bankruptcy: Avoid the Home Equity Line of Credit Urge Oh no, here we go again! The real estate bubble and collapse was largely due to homeowners using their home equity like a savings account. Individuals were routinely rolling over credit card debt and car loans into equity lines of credit, rather than dealing with overspending.…Continue Reading