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Sacramento Insurance Claims Attorneys

Name: Eason & Tambornini, A Law Corporation
Price range: $

Denied Policies and Bad Faith Property Litigation

You pay your premiums on time. You have rarely, if ever, made an insurance claim. Does this mean your insurance company owes you a fair review when disaster hits your home or business? Despite policyholder holding up their part of the deal, they often face unexplained delays or abrupt denials with little or no explanation. Or, they are offered lowball repair offers after a fire, storm, or major water damage. At Eason & Tambornini, our Sacramento insurance claims attorneys strip away the confusing corporate stall tactics and use state laws to hold stubborn insurance companies accountable when they break their promises to policyholders.

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Top-Rated Insurance Claims Attorneys in Sacramento.

4.9

Based on 419 reviews

We were recommended to Eason & Tambornini by my brother-in-law after he had a great experience with them, and we're glad we reached out. We worked with Eric and Francesca, who were both incredibly nice to work with, responsive, patient, and always helpful throughout the entire process. They took care of everything for us and made the whole experience as easy and stress-free as possible. I also really appreciated that there were no upfront costs and that their payment was simply taken out of the final settlement. We had a great experience overall and would definitely recommend them.

Worked with them for a car accident and I was satisfied with the professionalism and the persistence of standing up for me. Would recommend!

We are incredibly grateful for everything this firm did for my dad. They guided us through the entire process, took the time to explain everything, and made a difficult situation much easier to navigate. A special shout-out to Alex for always taking our calls, being patient, and making sure my dad understood everything, especially since English isn’t his first language. We truly appreciate all the hard work and dedication. Highly recommend!

My family and I worked with Eason & Tambornini after a car accident and I’m so grateful we found them. The aftermath of the accident was stressful and overwhelming but from the moment we reached out they were there to support us. I especially want to recognize Francesca. She was absolutely wonderful to work with—always easy to communicate with, incredibly helpful, and most importantly so understanding and compassionate. She made everything feel manageable without ever making us feel overwhelmed. Her kindness and genuine care really stood out to us. I appreciate their hard work and dedication to our case & I would absolutely recommend Eason & Tambornini.

I was injured in a hit and run accident which left me in a state of shock. I called Eason and Tambornini. Within a few days, I was visited by Chris and assured they would be with me all the way. By the time I met Kristen, she was well into processing and compiling documents and clearly assured me I would receive the best of care. I felt full inclusion from day one. You can trust the team at Eason Tambornini for all your needs. Thanks to you

Mine was a difficult case involving 4 separate insurance companies. My attorney was patient, persistent, knowledgeable, firm, and resourceful. Excellent - well pleased!

Everyone was very easy to talk to, friendly and helpful.

The SIBTF Process I needed to stop working because of job related injuries. After receiving my workers compensation settlement, I worried about getting another job that could supplement my retirement. Staff at Eason & Tamborini explained that I might be eligible for the SIBTF program. SIBTF is a complicated process. Eason & Tamborini walked me through the requirements and handled the paperwork. It was worth the wait. They kept me updated regarding new developments. When a settlement was reached, I was surprised to learn that I would not have to take on a new job to supplement my retirement. The SIBTF checks I receive each month are a huge help. Special thanks to Omar, Erin, Elideth, Miraslav, Wendy and others who worked hard to make this possible. Thank you.

Very professional and friendly experience. Will use and recommend this law firm for any future needs. Rando Rodriguez is truly the best and all of his associates as well.

I really want to emphasize how incredible this team is, from Seth - the lawyer who handled my case, Becca the legal assistant or Michelle who I believe was apart of the support staff; the same result every time: incredible communication and follow through. From the moment that I met Seth, he was clear on what his role was, How the case would proceed forward, And gave clear guidance on what I should do. He explained the legal theory around the case, And as a result, resolved my matter getting more than 200% more than we had expected. To say that he was a great lawyer would be an understatement. He was also an incredible human. His story and called to action for why he got into this business resonate throughout his work. I would recommend anyone use this firm if you find yourself in any personal injury related matter. Thank you again Eason and Torbornini. And thank you Seth.

How much does a Sacramento insurance claim lawyer cost?

Sacramento insurance attorneys at Eason & Tambornini handle policy disputes on a contingency fee contract, meaning there are no upfront costs or out-of-pocket retainers. Our firm collects payment only as a percentage of the final insurance payout or court verdict we secure for your property damage.

What is the statute of limitations for an insurance claim lawsuit in Sacramento?

California Code of Civil Procedure § 337 for insurance claims lawsuits is different from that for personal injury claims. With insurance claims, you generally have four years from the date a written insurance contract is broken to file a lawsuit. However, if your claim involves insurance bad faith, you must file within two years, making early legal reviews critical.

What is the difference between tangible and intangible losses in a property claim?

The difference is pretty clearly defined this way. Tangible losses are for documented costs with specific receipts, including structural contractor bids, professional cleanup invoices, and lost rental income. Intangible losses address the human, or subjective losses. They handle the personal disruption caused by the breach, such as the severe stress of being displaced from your home or business.

Breaking Through Corporate Stall Tactics

When a major property loss occurs, home and business owners quickly find themselves facing a stressful financial gap. Are you unable to open your storefront or business, or to remain in your home, because of property losses? Unfortunately, the bills, mortgage, and rent keep coming, and so do daily operating costs. Insurance adjusters use this leverage to drag out their investigations on purpose. They hope that you accept a much lower payout than you deserve just to stay afloat.

California’s Bad Faith Laws

California law strictly bans these unfair delay tactics and other sneaky practices. Under the state’s implied covenant of good faith and fair dealing, your insurer cannot intentionally look for ways to avoid paying a valid claim. If a company denies coverage without a clear reason, fails to perform a prompt investigation, or misleads you about your policy language, you can sue them for insurance bad faith.

The Need for Bad Faith Lawsuits

Sitting on a valid property claim is against the law in California. A bad-faith filing stops that runaround. In fact, in California, stalling by insurance companies triggers immediate liability for your out-of-pocket losses and sometimes, punitive damages. Our approach is simple. We bypass their company adjusters entirely and deploy independent structural engineers to evaluate the site. We don’t negotiate over their lowball repair estimates; we force them to clear the actual bill for the structural damage.

Hotspots for Insurance Claim Disputes in Sacramento

Some of the most common Sacramento neighborhoods where commercial and residential insurance holdout claims arise include:

North Highlands and Foothill Farms: Residential zones with aging property infrastructure that insurers try to classify as pre-existing neglect.
Garden Highway and West Sacramento: Low-lying riverside where complex flood, windstorm, and structural damage disputes require careful reading of policy exclusion clauses.
Carmichael, Orangevale, and Folsom: Established suburban neighborhoods that experience wildfire risks, fallen trees, and roof collapses. These issues spark disagreements over total replacement costs versus simple repair allowances.
The Pocket Area (South Sacramento): Densely built residential blocks where home fire policies and water intrusion disputes get tied up in confusing multi-party liability reviews.

Sacramento Medical Resources

If an insurance dispute involves an underlying personal injury claim, seek immediate medical attention. This is an important first step in establishing an official health record for your file.

Emergency Care

UC Davis Medical Center: 2315 Stockton Blvd, Sacramento, CA 95817
Sutter Medical Center: 2825 Capitol Ave., Sacramento, CA 95816
Kaiser Permanente Sacramento Medical Center: 2025 Morse Ave, Sacramento, CA 95825

Sacramento County Civil Court General Information

When an insurance carrier refuses to negotiate fairly or completely denies a valid commercial or residential claim, we escalate the dispute to the local civil court if necessary. Our contingency fee contract remains in place, and you will owe nothing unless your case results in a payout.

Courthouse Name: Tani G. Cantil-Sakauye Courthouse
Street Address: 500 G Street, Sacramento, CA 95814
Civil Counter Location: Second Floor
Civil Clerk’s Office Phone: (916) 874-5522
Operating Hours: Monday through Friday, 8:30 AM to 4:00 PM

Pro Parking Tip: Private lots near the courthouse are expensive and fill up early. Try the secure municipal City Hall Garage located at 10th and I Streets.

Security Screening: The new 18-story courthouse has only one entrance at the corner of 5th & G St. All visitors must pass through a mandatory weapons screening, which may take up to 45 minutes, especially in the morning. Don’t make the mistake of showing up late to court and getting off on the wrong foot with the judge or jury.

Insurance company tactics can be intimidating. We are here to help so that your contractual rights are respected.

Call Eason & Tambornini today at (916) 438-1819 for a free case review with an experienced Sacramento insurance claim attorney.

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